Can I combine multiple insurance discounts?

Savvy consumers can significantly reduce the cost of LASIK by combining multiple insurance “perks”. For example, a vision plan member may have the option to select a plan that includes some coverage or allowance for LASIK. If this is the case, the member can maximize his/her savings by 1) electing the enhanced benefit during Open Enrollment, 2) then choosing an in-network LASIK surgeon who will extend the required discount and LASIK allowance, and 3) using a Flexible Spending Account (FSA), Health Saving Account (HSA), or Health Reimbursement Account (HRA) to pay for LASIK or PRK and take advantage of pre-tax dollars. Depending on the benefit, allowance and amount applied from an FSA, HSA, or HRA, you could end up paying zero out of pocket for your procedure.