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    *Save $1,000 on Wavelight LASIK or PRK with Lifetime Advantage Plan. You must mention this offer during your exam to be eligible. Cannot be combined with other offers or discounts. Not valid at LasikPlus location in Ft Lauderdale, FL. Must attend LASIK exam before 01/31/22.

Can I carry-over FSA or HSA balances or use future savings to pay off a balance?

FSA balances are generally “use-it-or-lose-it” although some companies allow a grace period for filing claims.  Because of the “use-it-or-lose-it” nature of the account, it is helpful to plan ahead for larger medical expenditures so that you have a proper FSA balance to utilize. You can’t use FSA dollars saved in a future year to pay off a procedure completed in a prior year, even if the procedure was financed and you are still making payments.

HSA balances do have a carry-over feature, so patients can continually save on a pre-tax basis and use the funds when needed. This means funds put into your HSA account in past years can be used for procedures performed in future years. This is a great feature for smoothing out health care related costs.