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Care Credit Financing Disclosure - LASIK Financing Terms and Conditions

You will receive the most extensive payment plans available for LASIK. The application process is simple, fast, and confidential. You can be qualified within minutes of your phone call, and there are no application fees or forms for you to fill out. The most popular plans are:

• NEW! NO Payments and NO Interest for 1 YEAR
• 100% Financing
• An Excellent Option for Users of FSAs, HSAs, and Tax Returns

(Minimum monthly payments required.)

* Valid on purchases made on a CareCredit account. A $300 Minimum Purchase amount is required for plans longer than 3 months. On promo purchase, monthly payments required, but no finance charges will be assessed if (1) promo purchase paid in full in 3, 6 or 12 months, (2) any minimum monthly payments on account paid when due, and (3) account balance does not exceed credit limit. Otherwise, promo may be terminated & finance charges assessed from purchase date. On promotions requiring a minimum payment, payments over the minimum will usually be applied to those promo balances before non-promo and other balances. If you have a non-promo balance, this may reduce the benefit from the promo. If you want to change this allocation, please call Customer Service. Standard terms apply to non-promo purchases, optional charges & existing accounts. Subject to approval by GE Money Bank.

(Fixed minimum monthly payments required.)

** Valid on purchases of $1000 or more on 24, 36, and 48 months, and $2500 or more on 60 month plan made on CareCredit account. On promo purchase, fixed monthly payments equal to 4.7966% for 24 months, 3.4129% for 36 months, 2.7276% for 48 months, and 2.3216% for 60 months required, but finance charges will be applied to promo balance at a reduced fixed daily periodic rate of .03808% (ANNUAL PERCENTAGE RATE 13.90%) if (1) promo purchase paid in full in 24, 36, 48, or 60 months, (2) any minimum monthly payments on account paid when due, and (3) account balance does not exceed credit limit. Otherwise, promo may be terminated. Standard terms apply to non-promo purchases, optional charges & existing accounts.

Standard terms apply to non-promo purchases, optional charges & existing accounts. As of 11/6/08, variable APR's: 22.99% and on all accounts in default, 29.99%. Minimum Finance charge $2.00. Subject to approval by GE Money Bank.

† Estimated first minimum monthly payment. Future minimum payments will vary based on amount and timing of payments, interest rate and other charges added to account. You may always pay more. The more you pay each month, the quicker your balance will be repaid and the lower your total finance charges will be.

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i. *Offer is subject to credit approval. No finance charges will be assessed if the amount in full is paid by the due date. If it is not, finance charges will be assessed on the purchase price from the date of purchase at a variable APR of 22.99% (as of Nov. 6, 2008, subject to market changes). A minimum monthly payment of 3% of the balance is required and payments can be as low as $58.94/month. Other financing options are available. Call for details. Additional 5% savings may still be obtained if you are enrolled in a participating health or vision plan. LasikPlus® nationwide procedure volume based on aggregating all LasikPlus® affiliated surgeon procedures. Other financing options are available. Call for details.

ii. Surgeons are independent doctors of ophthalmology providing services for LasikPlus. In most states, businesses not exclusively owned by physicians are prohibited from practicing medicine. In those states, LasikPlus and LasikPlus Vision Center exclusively provide management services to affiliated physician practices. For those states, references in this advertisement to LasikPlus or LasikPlus Vision Center are not intended to suggest that LasikPlus or LasikPlus Vision Center provide medical services.

iii. The cost of a Traditional LASIK procedure with Lifetime in San Diego is $1999 per eye. No finance charges will be assessed if the amount in full is paid by the due date. If it is not, finance charges will be assessed on the purchase price from the date of purchase at a variable APR of 22.23% (as of May 1, 2008, subject to market changes). A minimum monthly payment of 3% of the balance is required and your payment for LASIK can be $90 per month for a  Traditional LASIK with Lifetime procedure. Call for details.  Dr. Randa Garrana is the owner and Medical Director of LasikPlus of Southern California (FNP #37527).

iv. FL Residents The patient and any other person responsible for payment has a right to refuse to pay, cancel payment or be reimbursed for payment for any service, examination or treatment that is performed as a result of and within 72 hours of responding to the advertisement for the free, discounted fee or reduced fee service, examination or treatment. In most states, businesses not exclusively owned by physicians are prohibited from practicing medicine.